If you’re reading this page, you’ve realized that college is expensive. Education is still worth it. You’ve also likely started considering getting a student loan. Avoid student loans at all costs! The best loan is the loan you don’t have to pay. Take the time to research your options. Start by working a job and being diligent about saving up money. Then start applying to lots of scholarships. Scholarships come in many shapes and sizes. When the time comes, apply for federal and state financial aid such as grants.